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Home » Recipes » Appetizers

Cheesy Refried Bean Dip

Published: Jan 29, 2023 · Modified: Apr 10, 2025 by Christina Koncker · This post may contain affiliate links · Leave a Comment

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This Cheesy Refried Bean Dip is Restaurant Style Refried Beans meets Queso Dip, and is seriously creamy and indulgent, perfectly paired with salty, crisp tortilla chips. 

This cheese and bean dip recipe is so easy and so delicious. You’re gonna want to save this recipe for things like: serving to guests at a Super Bowl party; bringing the best appetizer to a Mexican/Tex-Mex themed get-together; selfishly noshing on and not sharing.

cheesy refried bean dip in a large bowl on the countertop.

This recipe is a total cheater piggyback off of another of my recipes, Restaurant Style Refried Beans from a Can. Cheesy Refried Bean Dip uses the exact same (4!) ingredients, but with gooey CHEESE added. And when gooey cheese is required, I’m reaching for Velveeta.

Jump to:
  • Why You'll Love this Chipotle Chicken Quesadilla Recipe
  • How to Make Cheesy Refried Bean Dip - Ingredients
  • Substitutions & Variations
  • How to Make Cheesy Refried Bean Dip - Directions
  • Storage & Reheating
  • Top Tips
  • What do you garnish Cheesy Refried Bean Dip with?
  • Recipe FAQs
  • Cheese and Bean Dip Pairing
  • Cheesy Refried Bean Dip

Why You'll Love this Chipotle Chicken Quesadilla Recipe

  • GREAT appetizer. This is what I call a crowd-pleaser. The flavors are simple and cheese-forward, the texture is smooth and creamy, and you get to eat it with tortilla chips!
  • Budget-friendly. This is one budget-friendly dip! You'll need to pick up some Velveeta cheese and some canned pinto beans, but you likely have the rest of the ingredients on hand :).
  • Low effort. This recipe is SO easy to make! It uses pre-packaged ingredients, so all you need to do is combine the ingredients, then get it hot for serving! Don't be one of those lame people who bring chips and pre-bottled salsa to pot lucks, putting in just a little effort will make you look like a hero (and still let you be kinda lazy).

How to Make Cheesy Refried Bean Dip - Ingredients

Velveeta cheese in a box.

For this cheese and bean dip recipe you will need the following ingredients:

  • Canned refried beans - When I make this, I want a nice big batch so I reach for a 28-ounce can of refried beans.
  • Sour cream - Even if you don't much care for sour cream, I'd still recommend stirring in at least a dollop. I love the slight tang it brings.
  • Bacon grease - This is the secret to success! A tablespoon adds this nice subtle smokiness and umami throughout. Of course, please go ahead and leave it out if you'd like a vegetarian-friendly version.
  • Hot sauce - I like to use Cholula here, but so many hot sauces could be used to elevate the flavor of this dip, from fiery Tabasco to a milder Tapatio.
  • Velveeta Cheese - THE dip-making cheese if there ever was one! It melds so perfectly with refried beans in this dip.

A cheesy note: I think 8 ounces of cheese is a good balance. You can taste the beans AND the cheese, with neither one overpowering the other. Of course, if you prefer to add more or less cheese, I won’t judge. 

A note on canned refried beans: Canned refried beans come in a variety of textures. I recommend choosing a smooth one vs. one that is slightly chunky. Though if you’d prefer some texture, who am I to stop you? You can always take a moment to blend the beans before adding the Velveeta if you’d like super-smooth beans as well. 

Substitutions & Variations

Here are some snazzy substitutions for this cheese and bean dip.

  • Refried beans - Refried beans come in a variety of textures and flavors, from Traditional to Spicy Chipotle. You can even buy canned refried beans that use black beans instead of pinto beans. Choose whatever you'd like to use for this dip.
  • Bacon grease - I realize that not everyone stockpiles bacon grease as I do. Instead, you can use lard or butter. You could also use olive oil or vegetable oil. Just use amounts equivalent to what's called for in the recipe.
  • Sour cream - Sub in cream cheese (YUM) or heavy whipping cream. Milk also works here. 
  • Hot sauce - Use almost any hot sauce you prefer here, just remember that you can add but not take away! I love Cholula, but Tabasco and Texas Pete’s are fantastic as well. 
  • Cheese (Velveeta) - Velveeta is such a great melting cheese I couldn’t resist including it. If you aren’t a fan you can also use shredded cheddar cheese in its place - but I’d recommend buying a block and shredding it yourself vs. pre-shredded. I find that cheese from blocks melts better pre-shredded due to the anti-clumping agent added to prevent the pre-shredded cheese from sticking together. 
  • Taco seasoning - I didn’t include seasonings in this recipe because I pushed the easy button and opted for hot sauce. And why not include some choice seasoning to add flavor? Try this homemade (and low-sodium) Taco Seasoning! Start with a teaspoon and increase the amount until you’re satisfied with the resulting flavor.

How to Make Cheesy Refried Bean Dip - Directions

  1. Step 1: Add the canned refried beans, sour cream, bacon fat, and hot sauce to a small pot over medium heat. Stir until combined, then keep stirring frequently as the refried beans continue to warm up.

Note: If you’d like super smooth beans, take a moment to blend with an immersion blender. Or add to a blender and blend until smooth and creamy. 

Velveeta cheese is being added to refried beans in a warm pan.
  1. Step 2: Once heated through, add the Velveeta cheese.
cheesy refried bean dip in saucepan.
  1. Step 3: Keep stirring frequently until the cheese has completely melted. 
cheesy refried bean dip in a large bowl alongside a bowl of tortilla chips.
  1. Step 4: Remove from heat and serve with tortilla chips. 
a tortilla chip placed into cheesy refried bean dip in a bowl.

Storage & Reheating

Store any leftover Cheesy Velveeta Refried Bean Dip in a lidded container in the refrigerator for up to 5 days. 

To reheat, add to a pot on the stovetop over medium-low heat and put a lid on it, but be sure to stir frequently as it warms up. When heated through, remove from heat and serve. You could also slowly reheat in a Crockpot over Warm or Low settings.

Top Tips

Break out your immersion blender (or regular blender) for a super smooth and creamy dip. If you prefer the dip to have some chunky texture, then forgo this step. No judgment here!

To keep the Cheesy Refried Bean Dip warm while serving, serve in a small Crockpot set to Warm or Low.

What do you garnish Cheesy Refried Bean Dip with?

I’ll be the first to admit that Cheesy Refried Bean Dip may not be the most beautiful thing to look at on its own. If you really want to make this dip pop, consider a few garnishes before serving, like the following.

Cheese, of course! From gooey melty shredded cheddar cheese to lovely crumbles of cotija, cheese is the perfect garnish.

Cilantro, spring onion, and fresh (or pickled) jalapeno make fresh additions. 

Pepitas. Raw or roasted and salted, pepitas add a nice crunch. 

Sour cream. You’ve already got it out, why not use a dollop for garnish? 

Salsa! Why not add another element of flavor with one of these fantastic salsas? Try one of these!

  • roasted green tomato salsa
    Roasted Green Tomato Salsa
  • spicy pico de gallo
    Spicy Pico de Gallo
  • pico de gallo
    Cucumber Pico de Gallo
  • cucumber salsa with tajin
    Easy Cucumber Salsa

Recipe FAQs

Can I make this cheese and bean dip ahead?

If you want to make Cheesy Refried Bean Dip ahead of time so all you have to do is reheat it, you sure can! After preparing the dip, let it come to room temperature, then store in a lidded container in the refrigerator until ready to serve. You can slowly reheat the bean and cheese dip in a slow cooker over LOW, or return it to a melted state in a lidded pot on the stovetop over low heat.

What can I serve with refried bean dip?

This bean dip is fantastic served alongside Al Pastor Little Smokies, Chipotle Chicken Quesadillas, and Chicken Fajita Tacos. It's great as an appetizer at Cinco de Mayo parties or taco-themed buffet potlucks.

A hand holding a tortilla chip and dipping it into a large bowl of refried bean dip.

Cheese and Bean Dip Pairing

These are my favorite dishes to serve with Cheesy Refried Bean Dip; including these White Chicken Enchiladas.

  • pulled pork tacos
    Leftover Pulled Pork Tacos
  • adobo chicken tacos
    Adobo Chicken Tacos
  • crispy air fryer tacos
    Crispy Air Fryer Tacos
  • chorizo street tacos with corn tortillas
    Chorizo Street Tacos
Cheesy Refried Bean Dip

Cheesy Refried Bean Dip

Christina Koncker
This Cheesy Refried Bean Dip is Restaurant Style Refried Beans meets Queso Dip. It’s creamy and indulgent, perfectly paired with salty crisp tortilla chips.
5 from 4 votes
Print Recipe Pin Recipe
Cook Time 10 minutes mins
Total Time 10 minutes mins
Course Appetizer, Snack
Cuisine Mexican-American
Servings 8 people
Calories 159 kcal

Ingredients
  

  • 1 28-ounce can refried beans
  • ¼ cup sour cream
  • 1 tablespoon bacon grease (or butter or olive oil)
  • 1 tablespoon hot sauce (I used Cholula)
  • 8 ounces Velveeta cheese

Instructions
 

  • Add the canned refried beans, sour cream, bacon fat, and hot sauce to a small pot over medium heat. Stir until combined, then keep stirring frequently as the refried beans continue to warm up.
  • Note: If you’d like super smooth beans, take a moment to blend with an immersion blender. Or add to a blender and blend until smooth and creamy. 
  • Once heated through, add the Velveeta cheese. Keep stirring frequently, until the cheese has completely melted. 
  • Remove from heat and serve with tortilla chips. 

Notes

A cheesy note: I think 8 ounces of cheese is a good balance. You can taste the beans AND the cheese, with neither one overpowering the other. Of course if you prefer to add more or less cheese, I won’t judge. 
A note on canned refried beans: Canned refried beans come in a variety of textures. I recommend choosing a smooth one vs. one that is slightly chunky. Though if you’d prefer some texture, who am I stop you? You can always take a moment to blend the beans before adding the Velveeta if you’d like super smooth beans as well.

Nutrition

Calories: 159kcalCarbohydrates: 14gProtein: 10gFat: 6gSaturated Fat: 3gPolyunsaturated Fat: 0.3gMonounsaturated Fat: 1gCholesterol: 18mgSodium: 1082mgPotassium: 107mgFiber: 4gSugar: 5gVitamin A: 406IUVitamin C: 0.1mgCalcium: 203mgIron: 1mg
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Christina from Midwexican

About Christina

I'm a Minnesota native who can't get enough of south-of-the-border flavors. My recipes combine comforting Midwestern eats with bold Mexican and Tex-Mex flavors. If you love comforting food, bold flavors, and - most importantly - tacos! then you'll love what I'm cooking!

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